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A certificate of deposit (CD) is a savings product that earns interest on a lump sum for a fixed period of time. CDs differ from savings accounts because the money must remain untouched for the entirety of their term or risk penalty fees or lost interest. CDs usually have higher interest rates than savings accounts as an incentive for lost liquidity. These days high yield savings accounts offer similar rates though, so do the research and see what option works best for you. #personalfinance #mon
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How to grow your money and avoid paying taxes on it? Click the link on my bio for a FREE step-by-step guide! Most people think WHAT you invest in is all that matters. But WHERE you invest could be a $100,000 mistake. In this video, both people made the same investment — $69,000 into a simple index fund over 30 years. They got the same return, but one of them walked away with $1.2 million… And the other had to hand over $181,000 to the IRS. Why? One used a Roth IRA. The other didn’t. With a Roth
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